Congratulations! Experian, one of the three major credit bureaus, just got majorly hacked. The data of 15 million people who have applied for service from T-Mobile in the past 2 years have had their names, birthdays, addresses, and social security […]
I’ve gotten this question a number of times in different forms, and there seems to be a lot of confusion on this issue. From one reader: How did you cancel all these cards without hurting your credit score? Great question! Here’s […]
Hey everyone. In Sweden right now, about to go Swedish Timber Rafting thanks to a free mini-Eurotrip funded by United and their amazing stopover + multi-jaw routing rules (San Francisco –> Denmark –> Lithuania =/> Sweden –> San Francisco for […]
Straightforward post today. Hopefully I’ll be able to flesh this out later if necessary, but in Lithuania right now, it’s 10:47PM on Saturday, and I owe $10 to my wife if I don’t get this out tonight, so let’s do […]
Great question! There are two schools of thought here: either you apply for cards as you go, or you wait to do it all at once, in an epic credit-card-application-marathon known as the App-o-Rama. There are still adherents to the […]
Congratulations! If you’ve made it this far, it means you’ve successfully applied for a credit card. Well, almost. If you’re reading this with an express interest to put the knowledge imparted within the hallowed walls of your browser screen to […]
Okay – so I’m officially calling out every other credit card blogger who doesn’t hype up this card as much as it deserves to be hyped. For some reason, basically no one ever highlights this card, and it’s never on a […]
Glad you guys are liking these hacks! This one is just for people who live where there’s a Smart & Final, which means just people on the West Coast like me in the SF Bay unfortunately. Can see if there’s […]
Disclosure: I get absolutely no money/benefits/anything from you guys doing any of this, besides the pure joy of helping more people totally hack the system. Someday, however, it would be nice to, you know, make money from this. Okay, got […]
Congratulations! Now that you’ve hacked your credit score, you’re finally ready to start hacking credit cards themselves. There are a lot of different factors that have to be taken into account when deciding to apply for a credit card. First: When […]