Edit: And here marks yet another referral offer Ben has successfully killed. Setting new records – less than a day! It’s now $5000 for a minimum loan amount and 3 successful monthly payments to get the payout. But still – if you’re legitimately in the market for a loan, this is still a fantastic offer, so you should definitely take advantage of it.

But hurry! Offer valid only for the first 20 participants. (But actually)

And now that I’m publicizing it, because all good things die, I don’t expect this offer to last the month (just like I killed the Coinbase referral), so jump in while the water is steaming hot.

So – last time I did this with the Coinbase free money thing, I was able to make $10,000+ personally, and another $10,000+ for all my friends who signed up.

And that was with each referral only earning $35. This referral? $200.

Great: So here’s the dealio. Upstart, a personal loan company, is doing an unprecedented referral bonus: for every person referred, the both the referrer and the referee get $200 in the form of an Amazon Gift Card.

Here’s the referral link: http://refer.upstart.com/fMzNh

And here’s the math: At the lowest end, you can get a $1,000 loan for an upfront origination fee of ~$25-50. There’s no prepayment penalty, so you can immediately pay this loan off and owe only the upfront origination fee.

Net profit? $150-175 immediately upfront.

You can, of course, take out a loan for more especially if you’re actually interested in taking out a loan anyway – in that case, this is hands down the best offer you will ever get, bar none. Upstart is super cool not only because it was started by a fellow Thiel Fellow but also because they holistically take into account not just your credit score, but your whole history, education, future earning prospects, and so forth, in giving you the best possible rate.

And the best part? Once you signup, you get your own referral link, just like mine above, and can refer up to 20 friends and at once help them make $150-$4000 and make the easiest $4000 you’ve ever made in your life while you’re at it.

So yeah – go ahead, click that link and get a quote if you’re interested. There’s no impact on your credit score for getting a quote, and the ultimate impact on your credit score for getting a loan might even be positive – I’m expecting it to be positive for me, since I’ve literally never, ever taken out a loan of any kind before, and my credit report always keeps telling me my score would be higher if I would just cough up the interest to take out a damn loan and diversify my credit accounts.

Thank god I waited for someone to pay me $4000 to take out a $1000 loan with $100 in interest fees before jumping on this opportunity to ‘improve my credit’.

Again – this offer absolutely will not last, so if you’re interested, hit up that link immediately. Enjoy!

Also, note: I have at least 40+ people interested from a single Facebook post I did in the interim time between starting this post and finishing it, so confirm with me at ben at sprayable.co before you signup to make sure I haven’t maxed out my referrals yet. Once I’ve maxed out my personal referrals, in the interest of charitable philanthropy, I will try to offer another referral link for y’all to use. Enjoy!

 

PS: Important: If by some weird act of fate you’ve actually applied for a loan with Upstart/seen your quote with them before, there’s a chance you may not qualify for the referral. I would call and make sure they would give it to you if you are this weird edge case.